Rio Ngumoha

Rio Ngumoha (89 Future Stars) is listed at 1,199,000 coins, but the last 15 completed sales cleared at a median of 1,055,000. That is a 14% gap between what sellers are asking and what buyers are actually paying. Buy at the asking price and you would need the market to move 14% in your favour just to get back to level, before EA's 5% cut.

The card is thin: roughly 0.7 sales an hour, with 1 buy-now listing on the market right now. On a market this slow, a single seller undercutting can set the price for hours, and getting out of a position takes patience.

At 1,199,000, it sits near the bottom of its own recent range of 1,030,000 to 2,000,000 — 17% of the way up. That is the end of the range where the risk-to-reward on a hold is best, provided the card is not falling for a reason.